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<h3>Terms of Service for Pearl &amp; Elmore</h3>
<p>Welcome to Pearl &amp; Elmore's terms of service! By using our services, you agree to the following terms and conditions:</p>
<ul>
<li>You must be at least 18 years old to use our services.</li>
<li>All information provided by Pearl &amp; Elmore is for general informational purposes only and should not be considered as professional advice.</li>
<li>You agree to use our services in compliance with all applicable laws and regulations.</li>
<li>Pearl &amp; Elmore reserves the right to modify or terminate any services provided at any time, without prior notice.</li>
<li>Any unauthorized use of Pearl &amp; Elmore's services is strictly prohibited.</li>
<li>You acknowledge that Pearl &amp; Elmore may collect and store your personal information as described in our privacy policy.</li>
<li>Pearl &amp; Elmore shall not be liable for any damages or losses resulting from the use or inability to use our services.</li>
</ul>
<p>By using our services, you agree to these terms and conditions. If you have any questions or concerns, please do not hesitate to contact us.</p>